We help investors around the world buy, store and manage physical gold with fully allocated, insured holdings — and earn a competitive yield while it rests in our vaults. When life needs it, we ship your gold securely to the United States, Canada and selected countries across Europe.
Australian Gold Capital is a gold investment management company. We are not a bank and not a broker — we specialise in one thing: keeping physical gold safe, productive and available to you.
Buy physical gold bullion from as little as A$2,500. Every gram you buy is allocated specifically to you — never lent, never rehypothecated.
Your gold rests in our Melbourne vault — 24/7 armed monitoring, seismic detection, dual-control access and full replacement insurance via Lloyd's of London.
Earn up to 4.80% p.a. on your gold, paid quarterly in gold — so your holding grows in ounces as well as price. No lock-up beyond a simple 12-month seasoning period.
Need your gold with you? We arrange armoured, insured international shipping to the United States, Canada and parts of Europe — with your gold handed to our consignment company within 24 hours. See eligible countries.
Log in any time to see exactly how much gold you own, what it's worth today, the interest you've earned and your transaction history — in plain English.
Convert gold back to cash at live market prices during business hours, with funds settled to your nominated bank account in 2 business days.
We designed the whole experience for people who want the safety of gold without the complexity. If you can read an email, you can manage your gold with us.
Register online in about 3 minutes. We verify your identity (photo ID and address) to satisfy Australia's anti-money-laundering rules — the same check every Australian bank performs.
Fund your account by bank transfer or card, choose how much gold to buy, and we allocate it to you by name. It goes straight into our insured Melbourne vault — free of charge for the first 30 days.
Log in to your dashboard to see your balance in grams and dollars, your earned yield, and your growth chart. Withdraw cash, sell gold, or request secure international shipping whenever you need to.
Gold in our vault doesn't just sit there — it earns. And because we believe you should always know exactly what a transaction costs, every fee we charge is published right here.
| Balance (gold) | Annual yield | Paid |
|---|---|---|
| Under 50 oz | 3.60% p.a. | Quarterly, in gold |
| 50 oz – 499.99 oz | 4.25% p.a. | Quarterly, in gold |
| 500 oz and above | 4.80% p.a. | Quarterly, in gold |
Yield accrues daily and is calculated on your average daily balance. The 12-month Gold Yield term begins on the date your gold is allocated. Yields are variable and may change with 30 days' written notice.
| What | Cost |
|---|---|
| Buying gold | Spot + 1.9% commission |
| Selling gold | Spot − 1.4% commission |
| Vault storage & insurance | 0.65% p.a. |
| Account opening | Free |
| Withdrawal to bank (AUD) | Free — 2 business days |
| First 30 days of storage | Free |
| Early withdrawal charge Withdrawn before the 12-month Gold Yield term ends |
2.5% of the value withdrawn |
The early withdrawal charge covers the cost of breaking the yield term and re-insuring/re-allocating your metal. You always keep the principal — your full gold balance and price gains are never reduced by the charge, only the withdrawal value is adjusted by 2.5%.
Gold is only useful if you can reach it. In an emergency — a medical crisis, a family matter, a move overseas — we arrange armoured, fully insured international shipping of your bullion, delivered into the hands of our consignment company within 24 hours of your request. We ship worldwide, but our emergency programme is deliberately focused on the destinations below, where our logistics partner operates guaranteed service routes.
Your gold is handed over to our consignment company within 24 hours of your request.
All shipments include insurance, tamper-evident packaging, customs handling and tracking.
| Up to 10 oz | A$180 |
| 10.01 oz – 50 oz | A$340 |
| Over 50 oz | A$650 |
| Delivered to consignment company within 24h | Included |
| Track & trace in dashboard | Free |
Destinations outside the countries listed above are served on request — simply call us and we'll quote a route. Note that some countries may charge import duties or taxes on gold; we'll always tell you the estimate before we ship.
Gold investors deserve more than promises. Here's exactly how we protect what's yours.
Your gold is earmarked in your name on our bar list. We never lend it, pledge it or sell it.
Stored bullion is insured for full replacement value through Lloyd's of London syndicates.
A registered Australian audit firm reconciles client holdings against the bar list twice a year.
Armed guards, motion & seismic sensors, dual-control access and CCTV — around the clock.
“I've held bullion for twenty years. This is the first time I can log in and see every ounce, what it's worth today and what I've earned — without ringing a dealer to ask.”
“When my father fell ill in Toronto, we needed gold — not cash — quickly. They had it into his hands, insured, coded and signed for. That's when I understood what 'management' really means.”
“My accountant loves the statements, I love the dashboard, and my wife — who claims she isn't 'a computer person' — manages her own account without help.”
No call centres. Our Melbourne team answers directly and will happily walk you through anything on screen.